Hampton Roads Real Estate and Community News

Jan. 13, 2023

Greg Rosenberg Named 2022 LGBT Best Real Estate Agent in Hampton Roads

     

FOR IMMEDIATE RELEASE

Contact: Greg Rosenberg, LiveinHR.com – Greg@liveinhr.com www.LiveInHR.com

Greg Rosenberg Named 2022 LGBT Best Real Estate Agent in Hampton Roads - Readers Choice Award

Jan 13, 2023 (Norfolk, VA.)  Greg Rosenberg, Realtor®, one of Hampton Roads' premiere solo real estate professionals, announced today that his business was named the winner of Outwire Magazine’s 2022 GAY HRVA Reader Choice Award for Best Real Estate Agent. This award highlights Greg’s dedication to serving the housing needs of not only Hampton Road’s LGBTQ+ community, but to all who live and work here.

“As a proud member of our local LGBTQ+ community here in Hampton Roads Virginia, as well as a local community leader, I understand and relate to the unique needs and situations members of our community encounter when looking for a place to call home,” said Greg Rosenberg of LiveinHR.com. “I love our region’s diversity. Everyone’s situation is completely unique, so being recognized as a trusted resource for my clients and community is very important to me”.

Outwire Magazine’s Best of GAY HRVA Readers Poll allows members of our community to nominate and vote for those companies and individuals who make a positive difference in the community. The 2022 Readers Poll, now in its 7th consecutive year, received over 6000 votes across 88 categories. A full list of winners can be found here.

“I understand that buying or selling a home is more than just a transaction: it's a life-changing experience,” said Rosenberg. “I take great PRIDE in the relationships I build and, being recognized by members of my own community like this means the world to me”.

In addition to this award, Greg Rosenberg has also been awarded Coastal Virginia Magazine’s Top Agents of 2023, HRRA’s 2022 Silver Circle of Excellence Award, Homesnap’s Top 5% award, and recognized as the Top Solo Agent at his Keller Williams Market Center in Chesapeake, VA for 2022.

About Greg Rosenberg, Realtor® and LiveInHR.com

 

Greg Rosenberg is a licensed Realtor® with Keller Williams Coastal Virginia in Chesapeake, Virginia. Dedicated to personalized service, Greg services the needs of his clients throughout Hampton Roads, America’s First Region, including the cities of Norfolk, Virginia Beach, Chesapeake, Suffolk, Portsmouth, Hampton, and Newport News, as well as surrounding areas. Greg is a native of Norfolk, VA, and dedicates his time to bettering our community in which he lives through Board of Director service and volunteerism for many local non-profit organizations.

Nov. 20, 2020

5 Super Helpful Tips for First Time Homebuyers

Being a first-time homebuyer is an exciting step in anyone’s life, but it could also be overwhelming and stressful if you’re not prepared. Buying your first home is a big financial commitment, and there are a lot of factors to consider before moving forward. Below we’ve compiled five oft-overlooked considerations for first-time homebuyers.

Get Pre-Approved Before Looking at Homes

It’s a good idea to have a pre-approved mortgage before you start looking for your first home. It will help you recognize any barriers to acceptance; such as having too much debt or poor credit history. Getting pre-approved for a mortgage will also help you determine the price range you will want to stay in while house hunting. Being pre-approved will also make you more competitive on the market compared to other buyers who have not been pre-approved. With that being said, getting a mortgage is like any other expensive purchase – it pays off to shop around and compare. Mortgage interest rates will differ from lender to lender. In addition to this, fees such as closing costs and discount points will vary with different lenders as well. That’s why we suggest it’s a good idea to apply with multiple mortgage lenders.

Look for First-Time Home Buyer Programs & Loans

As a first-time homebuyer, you may be aware that there are first-time homebuyer programs and options that you may qualify for. Some first-time buyers make the mistake of assuming that they need to delay buying a home because they need more time to save for a down payment. There are a number of low down payment loan options out there. Depending on your state, there are programs that offer down payment assistance and competitive mortgage rates for first-time homebuyers. Ask your lender about first-time home buyer options and seek out programs in your state that you qualify for. On a federal level, you may also qualify for a U.S Department of Agriculture (USDA) loan, the Department of Veterans Affairs loan, or a Federal Housing Administration (FHA) loan.

Budget and Spend Accordingly

There are a lot of expenses that go into a home purchase that many first-time homebuyers don’t realize. Remember that you’ll need to account for homeowner association (HOA) fees, taxes, insurance, etc. The general rule of thumb is that you should be spending no more than 25% of your monthly take-home pay to pay for your living expenses. Also, keep in mind that along with paying for your down payment, you’ll also need to pay for your closing costs. Closing costs account for a small percentage of the purchase price of your home and pays for important steps in the buying process such as the appraisal, home inspection, attorney fees, homeowner’s insurance, and home warranty. In addition to all of these expenses and fees, remind yourself that your new home will not be invincible from system/appliance breakdowns and routine maintenance- this is where a home warranty can help save you money and stress down the road. Work this into your budget as well so you are not blindsided by the costs of home repairs.

School Districts Will Affect Home Value

Paying attention to the school districts in the areas you are looking for a home is important, even if you do not have kids. This is because an area with a heavily sought-after school district raises your property value and taxes. Even if the school district is sub-par, properties closer to schools tend to have a higher home value. Schools with a good reputation attract families with school-aged children that creates a demand for nearby real estate and drives up property values. If you are thinking about having kids in the future, it may be a good idea to factor this in when purchasing your first home. Although buying a home near a good school district can be initially expensive, these homes tend to hold their value and even increase in value over time. For this reason, buyers who want homes near good school districts may be more willing to pay more and go above their budget, or even compromise on certain features they originally wanted.

Making a Competitive Offer

So, you have found the perfect home that is within your budget and feel you are ready to make an offer. Make sure you are completely committed to the purchase before submitting an offer, as you may be risking the loss of your deposit- typically known as a “good faith deposit”. You aren’t obligated to put in a good faith deposit, but it does increase your chances that the seller will accept your offer. Think about a good faith deposit as a way to tell the seller that you are serious about this purchase. The seller is taking a risk by accepting an offer because if the sale does not go through, the seller may incur financial losses through additional mortgage and insurance payments, taxes on the property, and reducing the price of the home to interest new buyers in the event that the original sale with you did not go through. Your real estate agent will help advise you on how to best proceed and making a competitive offer.

An Extra Bonus...... Your 6th Tip!

Use a Realtor!  This is going to likely be the largest investment you will make in your lifetime.  It rarely pays to "go it alone".  Make sure your interests are protected and you use an agent who explains not only what you need to do, but why you are doing it!  I'll help you put together a plan for success, and help you negotiate throughout the process. And remember, As a buyer, you'll never pay any fees to utilize my services - the Seller pays my fee!  This is not the case with all agents, so make sure you make the right choice!  

 

Greg Rosenberg

Realtor - Keller Williams Coastal Virginia

 

March 17, 2020

Helpful Home Tips & More

July 31, 2017

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